Credit Analyst 1 - Full time ( 40 hrs ) Ames Main

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Iowa-Ames Conducts credit analyses including gathering, analyzing and interpreting all types of credit information on existing and prospective customers and portfolios. Makes recommendations/ decisions regarding the extension of credit. Investigates and analyzes credit. Monitors customer accounts and loan portfolios in order to maximize credit quality and minimize risk and potential loss. Prepares and presents credit reports to Relationship Managers/Loan Officers and committees for use in the making of lending decisions on new, renewal and extension loans. May have an assigned level of credit approval authority. Maintains control over the credit standings of accounts and furnishes information relative to credit inquiries, as appropriate. Your Career is Here. Basic Qualifications - Bachelor's degree, or equivalent work experience - Two to three years of experience in credit analysis and/or lending activities Preferred Skills/Experience - Well-developed credit analysis and analytical skills - Basic knowledge of credit administration, policy and procedures - Good knowledge of economics, accounting, and finance - Basic knowledge of risk analysis - Effective technical report writing skills - Effective verbal and written communication skills