U.S. Bank

Saint Paul, MN, 55145, USA

Title:
Location:
Minnesota-Saint Paul Responsible for managing, monitoring and coordinating credit risk management activities for large and complex assigned product line. Determines acceptable levels of credit risk, develops credit policies and procedures used to evaluate and control credit risk, and maximizes profit potential and credit quality of the assigned product line. Responsible for the credit performance of assigned product line(s). Develops, builds and maintains credit policy, and analytical framework for the origination evaluation and monitoring processes. Requires a Bachelor's degree or equivalent and over ten years of related experience. Duties Manage staff responsible for the review and approval of new and existing complex credit facilities Manage staff responsible for the development and maintenance of credit policy and / or new and existing credit products Advise and provide senior management complex monitoring systems for existing credit facilities to identify and control emerging and / or inherent risk within assigned portfolio Represents business line to senior credit administration staff in the credit policy and credit facility approval process Determines the appropriate level of credit risk strategies and mitigants of new and existing complex credit facilities Develops, builds and maintains the analytical framework and support systems needed for monitoring new and existing credit facilities Directs the development and maintenance of data bases and programs needed to support reporting / monitoring credit facilities and credit policy Initiates, authors, and maintains credit policy for new and existing credit products Identifies risk, credit quality, and potential problems within assigned portfolio Works closely with product development, marketing and sales teams to develop assess new products, methodology's, channels and strategies to maximize profitability and minimize credit risk. Works closely with other areas of the organization such as retail credit administration, product management, credit operations, and collections, to minimize credit risk. Your Career is Here. Basic Qualifications - Bachelor's or Master's degree, or equivalent work experience - 10 or more years of credit risk management experience - Five or more years of managerial/supervisory experience Preferred Skills/Experience - Expert knowledge of risk management associated with the assigned product lines - Considerable knowledge of lending, credit analysis and administration - Strong analytical skills relative to evaluating asset utilization and goals - Strong project management and strategic planning skills - Excellent verbal and written communication skills - Strong PC skills and computer support system knowledge

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